Settled your debts but still stuck under debt review? Find out if you may qualify to have it removed.
Free. No obligation. Takes under 60 seconds.
Rather have us call you? Leave your number.
Two fields. An advisor calls you back within 3 working hours.
- A free eligibility check so DCSA Clear can assess whether your circumstances may support lawful debt review removal or clearance-related next steps
- One dedicated advisor who guides the clearance certificate, court application or NCT process, with a direct contact number
- An honest answer on whether removal is in your best interest right now, even if that means we advise you to stay under debt review for the time being
You did the responsible thing and signed up for debt review. Now you are ready for the next chapter.
Removal is a legal process. It requires a registered debt advisor, the right paperwork and either a court order or an NCT decision. We handle every step on your behalf.
- You finished paying your accounts but your credit report still shows you as under debt review.
- Your current debt review provider is unresponsive and you cannot get a clearance certificate.
- You can now afford your debts on your own and you want access to credit again.
- Your circumstances have improved and debt review is no longer the right fit.
Three clear steps to legally exit debt review.
Free eligibility check
You answer 5 quick questions and we confirm whether you qualify for debt review removal under your current court order or NCT status.
Your file is reviewed
DCSA Clear reviews your accounts, your repayment history and your court order, then prepares the correct removal application for your situation.
Clearance and credit restored
We submit the application, secure your clearance certificate and notify the credit bureaus so your status is updated and you can access credit again.
A registered team that gives you a straight answer on your debt review.
NCR Registered
DCSA Clear is registered with the National Credit Regulator and works within the National Credit Act.
Nationwide Service
We assist consumers across South Africa, wherever your debt review was registered.
Confidential Assessment
Your details are used to assess your situation only. No obligation to proceed.
Personal Service
You speak to a real person who reviews your circumstances and explains your options in plain language.
10+ Years Combined Experience
Our team brings more than ten years of combined credit-industry experience to every assessment.
Fast Response
We aim to call you back within three hours during working hours, Monday to Friday.
Removal is not for everyone. Here is how we tell the difference.
Removal could be the right move if:
- You are still under debt review and your circumstances have changed.
- You have paid up your accounts, or only your home loan is left.
- You can now cover your monthly instalments on your own.
- You have unsecured debt such as credit cards, personal loans or store accounts and want out of review.
- You are earning a regular income of any kind.
It is better to stay under debt review if:
- You have no income at all and none of your accounts have been paid off yet.
Every month you stay under debt review is a month creditors can see it on your record.
Court rolls and NCT timelines are not getting any shorter. The sooner your file is reviewed and submitted, the sooner your clearance certificate can be issued and the credit bureaus updated.
We are seeing applications take anywhere from 6 to 12 weeks once submitted. Starting the process today means your name can be cleared months earlier than if you wait.
If you qualify, your dedicated advisor will walk you through exactly what happens next on the call.
Everything you might be wondering about debt review removal.
Find out in under 60 seconds whether you can legally exit debt review.
Take the free eligibility check. DCSA Clear will personally review your file and call you back with an honest answer.
Check if I qualify for removalFree. No obligation. Takes under 60 seconds.
Short on time? Just leave your number
We will do the checking for you and call you back with an honest answer.